Independent loan comparison

Compare Loan Offers in Singapore

Weigh personal, business, debt consolidation and renovation financing side by side. Submit one enquiry and we match you with trusted Network Partners — you stay in control of the decision. OneCompare is an independent comparison and referral platform, not a bank or licensed money lender.

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Why compare

Compare before you commit

Rates, amounts and timelines vary widely between lenders. Comparing first helps you understand your realistic options before you apply, so you can avoid unnecessary credit checks and choose the route that fits your situation.

  • See bank loans and licensed money lender options in one place
  • Understand indicative costs before sharing documents
  • One enquiry instead of approaching lenders one by one
  • Independent guidance — we do not lend or set rates
Side by side

Common financing routes compared

A general comparison of common options. Actual rates, amounts and approval are decided by each lender, not by us.

Bank personal loan

Cost / rate
Lower EIR, larger amounts
Speed
A few days
Best for
Salaried borrowers with good credit

Debt consolidation plan

Cost / rate
Single combined repayment
Speed
Several days
Best for
Managing multiple commitments

Licensed money lender

Cost / rate
Capped by law (4%/month max)
Speed
Often same day
Best for
Smaller, shorter-term needs

OneCompare matching

Cost / rate
Compare before you commit
Speed
One enquiry, multiple options
Best for
Anyone unsure which route suits them
How it works

Three simple steps

1. Tell us what you need

Share your loan purpose and amount in one short enquiry — no obligation.

2. We compare and match

We review your enquiry and introduce you to suitable, independent Network Partners.

3. You decide

Partners assess and make all lending decisions. You choose whether to proceed.

FAQ

Frequently asked questions

Disclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.