Financing secured on property

Mortgage & Property Financing

Enquire about mortgage and property financing — new purchase, refinancing, bridging, or cash-out — through independent Network Partners.

Make an Enquiry
Overview

About Mortgage & Property Financing

Property financing enquiries are matched with Network Partners that handle residential and commercial property loans in Singapore. Tell us which property route applies — new purchase, mortgage refinancing, bridging finance, cash-out/equity release, or renovation financing — and we prepare a clear enquiry on your behalf.

At a glance

Key facts at a glance

Best suited for
Owners and buyers of HDB, private residential or commercial property in Singapore
Property routes covered
New purchase, mortgage refinancing, bridging finance, cash-out / equity release, renovation financing
Good to prepare
Property value, outstanding mortgage, lock-in end date and CPF usage
Who decides
Loan-to-value limits, amounts and terms are set by the banks and Network Partners
Cost to enquire
Free and obligation-free
Eligibility guidance

General guidance

  • Property owners or buyers in Singapore
  • Able to provide accurate property and income information
  • Subject to MAS lending rules and each partner's own criteria
  • Final eligibility is determined solely by the Network Partner
Process

How the process works

Step 1

Submit enquiry

Tell us your property route and key figures.

Step 2

Profile review

We review your enquiry for completeness.

Step 3

Partner matching

We introduce your profile to relevant Network Partners.

Before you apply

What to consider

Check your lock-in period

Refinancing before your lock-in ends can trigger a penalty. Knowing the end date helps you time the enquiry.

Regulatory limits apply

Property loans in Singapore are subject to TDSR, MSR and loan-to-value rules set by MAS, not by OneCompare.

CPF usage affects your cash proceeds

CPF monies used for the property may need to be refunded on sale or cash-out. Factor this into your planning.

FAQ

Frequently asked questions

Disclaimer: OneCompare is a referral and matching platform, not a lender. Loan decisions are made by independent Network Partners. Information on this page is for reference only and is not financial advice.